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Rooted in the Valley,
Growing Your Protection

Smith-Kandal Insurance & Real Estate—where family and farming meet protection.

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Smith-Kandal Insurance & Real Estate

At Smith-Kandal Insurance & Real Estate, we know that the heart of the Imperial Valley beats strong in its fields and farms. With over 90 years of experience, we understand the risks faced by local businesses, from agriculture to real estate. Whether you’re protecting a crop or a family home, we’re here to provide the coverage and care you deserve—no matter the season.

We believe in supporting our local community through every season, standing by your side with commitment and care. With roots that run deep in this area, we understand what it takes to protect your livelihood and adapt to changing times. Let us help you safeguard what matters most—your land, your family, and your future, helping you with every step forward.

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Focused Solutions
for Agribusiness Success

Smith-Kandal Insurance & Real Estate policies cast a wide net, covering everything from your home and belongings to your agricultural assets. Whether it’s the equipment that keeps your farm running or the buildings that house your operation,  we’re here to help you pinpoint the risks to your agribusiness needs.

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Agribusiness Solutions

Focus on growth, knowing your business is protected.

The Solution to Your Insurance Needs

Smith-Kandal Insurance & Real Estate offers a variety of insurance by industry, business insurance, and personal insurance solutions to help you protect what matters most.

Insurance by Industry

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Business Insurance

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Personal Insurance

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Our Partnerships and Affiliations

Our partnerships reflect our commitment to quality insurance products and services.

Partner - RAIS
Partner-Hanover
Partner-Safeco
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  1. Click on the hotspots.
  2. Discover your risks.
  3. Explore coverage options.

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We are a Different Kind of Agency

Here’s what sets Smith-Kandal Insurance & Real Estate apart from the rest.

We have over 90 years of experience.

We are happily serving 6 states.

We are a team of 12 experienced professionals.

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Manage Your Policies

Already a client of Smith-Kandal Insurance & Real Estate? Visit our Service Center to make requests and manage your insurance.

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Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

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