Personal Insurance Services

Boat Insurance

Boat Insurance is insurance for a watercraft, whether that watercraft is a boat, a sailboat, a yacht or some other marine vehicle.

"In 2002, nearly nine out of ten of all drowning victims were not wearing their life jackets."
- U.S.Coast Guard

Each year hundreds of lives are lost... thousands are injured... and millions of dollars of property damage occurs because of preventable recreational boating accidents on U.S. waterways. Too often pleasure outings turn tragic. The boat operator, passenger, or concerned individual — can make a difference.

A boating accident report must be filed when...

  • A life is lost due to the accident.
  • Someone is injured and requires medical attention beyond first aid.
  • There is damage by or to the vessel and other property.
  • Any person on board a vessel disappears (under circumstances indicating possible death or injury).


Boating Accidents Include:

  • Capsizing Falls
  • Overboard Collisions
  • Sinking/Flooding
  • Explosions
  • Disappearance
  • Fire





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