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Personal Insurance

Personal Insurance has long been a specialty of ours. We pride ourselves on our exceptional customer service, quick response time and customized evaluation of your personal insurance needs.

Allow our in-house experts to handle all of your personal insurance needs, from simple coverage change requests to an in-depth exploration of your evolving insurance needs.

Our client service agents are especially trained and committed to ensuring that your questions and concerns are handled to your complete satisfaction.

Smith-Kandal brings the best choices to Imperial County residents and businesses for all your personal, commercial, and agricultural insurance needs. As an Independent Agent, we represent over 40 different companies and serve the Imperial Valley communities of El Centro, Brawley, Imperial, Calexico, Calipatria (Calipat), Westmorland and Holtville. 

Smith-Kandal will tailor an insurance program to suit you, including homeowners, auto, life, health, property and casualty insurance, workers compensation, inland marine, employee benefits and bonds. We also specialize in farm, agricultural and farm package insurance. Give us a call (760) 344-2212 or request a quote online. 


Auto                                                               High-Value Homes                                                      Motorcycle

Boat & Marine ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬†Homeowner’s / Renter’s ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬† ¬†Personal Watercraft

Condominium                                           Investment / Rental Property                                 Recreational Vehicles

Disability Insurance                               Life Insurance                                                                Retirement & Estate Programs

Earthquake                                                 Long-Term Care Insurance                                       Special Events Insurance

Flood                                                             Mobile Homes                                                                 Umbrella Policies

Auto Insurance Quote

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