Insurance Services
Commercial Insurance
Smith-Kandal brings the best choices to Imperial County residents and businesses for all your personal, commercial, and agricultural insurance needs. As an Independent Agent, we represent over 40 different companies and serve the Imperial Valley communities of El Centro, Brawley, Imperial, Calexico, Calipatria (Calipat), Westmorland and Holtville.
Smith-Kandal will tailor an insurance program to suit you, including homeowners, auto, life, health, property and casualty insurance, workers compensation, inland marine, employee benefits and bonds. We also specialize in farm, agricultural and farm package insurance. Give us a call (760) 344-2212 or request a quote online.
Choose an insurance product below to learn more or to request a quote online:
Commercial Insurance Products
Commercial Insurance Products
Business Insurance
The success of a business, whether it's a tiny enterprise run out of a basement or a large corporation, is largely dependent on hard work and ingenuity. However, no matter how industrious you are, one disaster can wipe out all your profits and even destroy your business.
The key to making sure that all the effort and money you have invested in a business doesn't disappear when a disaster strikes is to protect it with the appropriate insurance.
As an Independent Agent, we represent over 40 different companies and serve the Imperial Valley communities of El Centro, Brawley, Imperial, Calexico, Calipatria (Calipat), Westmorland and Holtville.
>Request a Business Insurance quote today!
Farm & Agribusiness Insurance
Smith-Kandal Insurance provides a broad range of insurance coverages for farm owners, ranchers, commercial growers, packers, breeders, trainers, and many more involved in the agricultural industry. We offer competitively priced coverage and the strong backing of multiple A- and above rated carriers for your insured and specialize in farm package insurance.
When you choose us for your agribusiness insurance needs, you can be sure that you're getting a comprehensive, specialized insurance program designed to meet your individual needs, covering your home, property, auto, business and operational needs.
As an Independent Agent, we represent over 40 different companies and serve the Imperial Valley communities of El Centro, Brawley, Imperial, Calexico, Calipatria (Calipat), Westmorland and Holtville.
>Request a Farm Insurance quote today!
Worker's Compensation Insurance
Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken.
To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance. Workers compensation insurance covers workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business. It also covers work-related illnesses.
Workers compensation provides payments to injured workers, without regard to who was at fault in the accident, for time lost from work and for medical and rehabilitation services. It also provides death benefits to surviving spouses and dependents.
As an Independent Agent, we represent over 40 different companies and serve the Imperial Valley communities of El Centro, Brawley, Imperial, Calexico, Calipatria (Calipat), Westmorland and Holtville.
>Request a Worker's Compensation Insurance quote today!
